Tim Schnell's Dept Free Tonight has been around for some 15 years--about 7 in this location--and in that time he's helped thousands of people get out of credit card debt, reduce their credit card debt or settle their debt. His clients are nearly alwas referrals; he works soley by appointment, but he does make housecalls. Schnelle's second-story office can be tough to locate, but if you can make your way to the Norwood Memorial Airport, you'll find him directly across the streeet. If you're in need of his services, he'd like you to know that he's here to help, not to judge. He also thinks it's worth remembering that "it's only money, and that [your problems] can be solved 90% of the time."