First California Bank engages primarily as a full-service financial institution. The bank provides an extensive selection of personal and business banking services that include money market, savings, interest bearing and noninterest bearing accounts, as well as overdraft protection privileges. It also supplies a variety of loan products for automobiles, boats, real estate, working capital and equipment. The company offers statement imaging, deposit certificates, individual retirement accounts, check cards and credit cards, safe deposit boxes and automatic draft services. It operates a network of multiple branch locations featuring full-service lobbies, drive-thru facilities and automated teller machines.