First State Bank is a full-service bank that offers personal and commercial banking services to consumers, corporations, enterprises, retailers and businesses. The bank offers multiple banking options that include checking, personal and savings accounts; mortgage, home and consumer loans; leasing and financing; trusts and annuities; and brokerage services. In addition, it provides certificates of deposits, credit cards and savings bonds. First State Bank also offers Internet banking that includes online bill payments, e-statements, financial calculators, account research, secure messaging and statement downloading services. The bank operates a Harvest Club, which provides banking assistance to the senior citizens.