Established in 1961, Home Savings Bank provides a variety of financial products and related services for individuals and businesses. It offers savings and checking accounts and certificates of deposit. The bank additionally provides individual retirement accounts and investment options in money markets. It offers a range of specialty, adjustable rate mortgage, real estate, construction, small business, and residential and commercial loans. The bank provides check writing, direct deposit, overdraft protection, merchant processing, and online banking and bill payment services. It offers debit and credit cards, as well as operates a network of ATMs throughout Utah. Home Savings Bank is a member of the Federal Deposit Insurance Corporation.