Legacy Marketing Group, in most cases, partners with one of its premier carriers to develop proprietary annuity or insurance products. Next, the firm markets these products to independent wholesalers who distribute them to producers. Finally, producers offer these products to consumers. Typically, Legacy Marketing administers the contract on behalf of the carrier, but all monies associated with the contract are held and maintained by the insurance carrier. Legacy Marketing strives to offer industry-leading products backed by premier insurance carriers. Its carrier lineup achieves the perfect blend to provide producers the best combination of products in the industry. A strong history building a strong future and chartered under the laws of Texas in 1905, American National Insurance Company has evolved into an industry leader, ranking among the top of more than 1,800 life insurance companies in the United States. Today, the company provides personalized service to more than 3.5 million policy owners throughout 49 states, the District of Columbia, Guam, American Samoa, Puerto Rico, and Western Europe. Legacy Marketing is headquartered in Petaluma, Calif.