First National Bank is a financial institution that provides personal and business banking products and services. The company s personal banking products include free and interest-bearing checking accounts, savings accounts, certificates of deposit, individual retirement accounts and a variety of loans, including mortgages and home equity loans. Its commercial banking products include checking and savings accounts, term loans for equipment, operating loans, letters and lines of credit, Small Business Association loans, and loans for real estate construction and land development. In addition, the company provides an array of investment products through Great American Advisors. It offers mutual funds, securities, tax-deferred annuities and tax-advantaged investments. First National Bank maintains locations in Illinois, Iowa, Minnesota, South Dakota and Colorado. The company operates a branch location in Fulda, Minn.