Founded in 1872, BB&T Corporation is a financial holding company that provides business and personal banking solutions. It manages more than $152 billion in assets and offers checking and savings accounts. The bank also offers individual retirement accounts, certificates of deposit, and check and credit cards. It provides home equity, vehicle, and deposit and investment secured loans, as well as mortgages. The bank s international services include export financing, foreign check processing and 24-hour trading. It additionally offers auto loan, budgeting, payroll, and estate and income tax calculators. The bank operates approximately 1,500 financial centers through its subsidiaries in Virginia, Kentucky, Georgia, Maryland, Tennessee, West Virginia and Florida. BB&T has acquired more than 60 community banks, over 80 insurance agencies and nearly 35 nonbank financial service companies. BB&T Corporation additionally provides online and mobile banking services. Its subsidiaries include BB&T Financial and BB&T Asset Management, as well as employs over nearly 30,000 individuals. It is a member of Federal Deposit Insurance Corporation and an Equal Housing Lender. The bank is recognized as Small Business-Friendly by the U.S. Small Business Administration.