Founded in 1946, the Citizens Bank of Florida is a financial institution that provides a variety of banking services. It offers savings, checking and money market accounts. The bank also provides certificates of deposit and individual retirement accounts. In addition, the Citizens Bank of Florida offers consumer, commercial, residential, automobile, personal, capital and construction loans. It also provides online and telephone banking services. The bank additionally offers safe-deposit boxes and debit and credit cards. The Citizens Bank of Florida also provides online mortgage calculators and bill payment options. It is a member of the Federal Deposit Insurance Corporation.