Citizens Business Bank offers a range of depository and lending services to business and professional clients. It offers various types of deposit accounts that include savings, checking, money market and individual retirement accounts. The bank offers various loan products, such as real estate, construction, agriculture, home and education loans. It designs and manages securities portfolios through its wealth management group. Additionally, it offers brokerage and financial advisory services. The bank also provides wire transfers, credit, safe deposit boxes and ATM services. It offers various online services, including bill payment, account access and funds transfer. Citizens Business Bank is headquartered in Ontario, Calif.