Founded more than 100 years ago, Clear Mountain Bank, a subsidiary of State Bancorp, is a full-service financial service institution. The bank s offerings include a number of personal checking and savings account plans, a complete line of business banking services, a variety of secured and unsecured loan products, several private and commercial mortgages, certificates of deposit, online banking and bill paying services, money market accounts, automated teller machines, 24-hour telephone banking services, individual retirement accounts, numerous home equity and construction loans, safe deposit boxes and drive-through banking. Clear Mountain Bank maintains its corporate headquarters and main banking facility in Bruceton Mills, W.Va. It has branch operations throughout the states of West Virginia and Maryland.