Higgins & Associates is one of the leading consumer bankruptcy firms in Texas. It specializes in bankruptcy law and assists firms in debt relief and consolidation and stopping foreclosure. The firm has a team of several attorneys who represent clients in Chapter 13 and Chapter 7 cases. It provides online information on bankruptcy law, codes and terminology. Higgins & Associates assist individuals in preventing repossession of a car and other property, stopping wage garnishment and debt collection harassment, and restoring or preventing termination of utility services.