More Information on HTF The HTF was incorporated on February 27, 2003 after years of research, planning and organizing by a broad-based group of volunteers from nonprofit agencies, the business community and local governments. We are a California nonprofit public benefit corporation and the IRS has determined that we qualify for tax-exempt 501 ( c ) ( 3 ) status. We have also been certified as a Community Development Financial Institution or CDFI by both the US Treasury and the California Department of Insurance.