Impac Mortgage Holdings is a mortgage real estate investment trust that engages in the business areas of long-term investments mortgage operations, warehouse lending and commercial activities. The company s long-term investment unit invests primarily in non-conforming Alt-A mortgage loans, as well as small-balance commercial and multifamily loans originated by the commercial division. It acquires, originates, sells and securitizes mortgage loans. Impac Mortgage Holdings provides short-term financing to loan originators. The company also originates small-balance commercial and multifamily loans for sale to third parties. It is organized as a REIT for tax purposes. Joseph R. Tomkinson has been the chief executive officer of Impac Mortgage Holding for more than seven years. He has been with the mortgage and investment company for over 11 years. Tomkinson earned a BS from Seattle University. Impac Mortgage Holdings is headquartered in Newport Beach, Calif.