Medical Insurance Exchange of California is a doctor-owned, professional liability insurance company. The company insures more than 6,800 physicians and health care professionals located in Alaska, California, Hawaii and Idaho. Its professional liability insurance is provided under claims-made contracts. The company s policies cover individual physicians, physician groups and facilities, including freestanding diagnostic and surgical outpatient facilities, urgent care centers, emergency contract groups, community clinics and blood banks. Its policies protect physicians against claims that allege injury or damage caused by delivering or failing to deliver direct health care services, when acting as an independent medical examiner, when providing advice or consultation regarding the health of persons who are not patients and during peer review activities. Medical Insurance Exchange of California is headquartered in Oakland, Calif.