Started in 1988, Neighborhood Assistance Corporation of America is a nonprofit, community advocacy and homeownership organization. Located in Boston, Mass., the institution focuses on building neighborhoods in urban and rural areas nationwide through affordable homeownership. The characteristic features of Neighborhood Assistance Corporation of America s mortgage program are no down payment, no closing costs, no fees, no requirement for perfect credit and at a below-market interest rate. The institution provides Personalized and comprehensive counseling and guidance throughout the home buying process. It is in partnership with Bank of America and Citigroup.