Established in 1887, Northfield Bancorp, also known as Northfield Bank, provides a variety of financial products and related services for individuals and businesses. With an asset of more than $1 billion, it operates over 18 locations throughout New York and New Jersey. The bank offers checking and savings accounts, as well as overdraft protection services. It specializes in the areas of mutual funds, life insurances, and variable and fixed annuities. The bank additionally provides mortgages and personal loans for home improvement, new construction, and automobile, television and motorcycle purchase. It also offers financial and retirement planning, and online and 24-hour telephone banking services. The bank operates a network of ATMs. Northfield Bancorp is a member of the Federal Deposit Insurance Corporation.