Founded in 1962, Raymond James Financial Inc. is a financial services holding company providing services to individuals, corporations and municipalities throughout the United States, Canada and overseas. Based in Clearwater, Fla., the company provides product, such as annuities, insurance, municipal bonds and stocks. It offers services pertaining to financial, college and estate planning; asset allocation, equity research and certificates of deposits. The company operates through its subsidiaries, including Raymond James Financial Services Inc., Raymond James Financial Services Advisors Inc. and Raymond James Ltd., to name a few.