Julian, Garcia, Loan Originator, NMLS #1722301 Our friendly mortgage specialists offer several programs tailored for California homebuyers who are qualified and eligible, including FHA, VA, and USDA loans, as well as first-time homebuyer and down payment assistance programs. (County-specific income limits apply and change frequently. Call us for details.) If you are ready to fulfill your real estate dreams, the experienced and knowledgeable Residential Home Loans team will help you finance your new home in just three easy steps Cherry Creek Mortgage Co., Inc. NMLS# 3001, dba Residential Home Loans. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130289. Equal Housing Opportunity.