Operational since 1965, U.S. Department of Housing and Urban Development (HUD) provides affordable homes to all sections of the community. Located in Phoenix, Ariz., the department provides services in areas, such as buying and selling a home, avoiding foreclosure, home improvements, housing research, homes for sale, fair lending, economic development, energy and environment. Additionally, U.S. Department of Housing and Urban Development (HUD) offers services, such as grants, information for disabled persons, rental assistance and information for senior citizens. Its program offices include Fair Housing, Equal Opportunity, Departmental Enforcement Center, Departmental Enforcement Center, Chief Financial Officer and Chief Procurement Officer.