Southern States Bank is a community financial institution that offers a selection of personal and business products and services. The bank provides checking, savings and money market accounts, as well as certificates of deposit and credit cards. It offers home equity, equipment, automobile and boat loans, as well as a variety of mortgage products. Southern States Bank also designs financing packages for builders and developers. The bank provides online mortgage refinancing, loan payment, college funding and retirement savings calculators. In addition, it offers online banking solutions. Southern States Bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.