Established in 1971, Minnesota Housing Finance Agency advances affordable housing opportunities for low- and moderate-income individuals. The agency offers home mortgages with fixed and low-interest rates. It serves homebuyers, renters and homeowners. The agency also provides home improvement loans. Minnesota Housing Finance Agency offers resources for finding shelter and emergency housing units. The agency provides continuing education credit classes. In addition, it offers design and construction technical assistance services to architects and contractors. The agency serves the private sector, as well as government and nonprofit organizations. It provides housing solutions to families, senior citizens and individuals with disabilities. Minnesota Housing Finance Agency additionally publishes research reports.