Guardian Savings Banks original charter was granted in April 1895, and it has been serving the Ohio community since. The bank has grown to nearly 10 offices in Cincinnati and northern Kentucky. GSB offers traditional banking services, as well as mortgage lending. It offers a wide variety of loans, including Federal Housing Authority and Veterans Administration loans. In addition, Guardian is a leader in construction, lot, investment property and apartment loans. After 110 years of hometown service, the bank s portfolio includes more than $1 billion in local servicing. Personal banking services are available as well, including checking, NOW, money market and savings accounts; automatic teller machine/Visa check cards; certificates of deposit and individual retirement accounts; and others.