Wells Fargo Home Mortgage is one of the leading residential-mortgage lenders in the North America. Based in Milpitas, Calif., the mortgage company provides assistance in planning homeownership, home financing and refinancing. It is a division of Wells Fargo Bank, a financial services company. Since 1852, the bank has been providing banking, insurance, investments, mortgage and consumer and commercial finance across North America and internationally. Wells Fargo Home Mortgage is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.