Excel Bank is a full-service financial institution that provides a variety of products and services. The bank offers personal and business checking and savings accounts. It provides certificates of deposit and individual retirement accounts. Excel Bank offers a variety of mortgage, personal and agricultural loans for starting businesses and making agricultural real estate purchases and investments. The bank also provides debit and credit cards, as well as Internet and telephone banking services. Additionally, it offers notary and wire transfer services, as well as safe deposit boxes. Excel Bank maintains a location in Sedalia, Mo.