SmartBank emerged in January 2006, when long-time executive bankers Bill Carroll and Billy Carroll decided to start the process of organizing a bank with the image, values and service level that would become incomparable to any other bank in the market. SmartBank opened its first office in January 2007 in Pigeon Forge, Tennessee. Today, SmartBank has 14 branches serving clients in East Tennessee and the Florida Panhandle. Recruiting the best people, delivering exceptional client service, strategic branching and a conservative and disciplined approach to lending have all given rise to SmartBank’s success. At SmartBank, we are committed to creating a better bank, and we will continue to work hard and capitalize on opportunities that build value for our shareholders, clients and associates. Our SmartBank Destin FL location is services customers in the Destin, FL, area. Great customer service and a convenient location make it easy to get in and out. If you have a smart phone, use your Google Map App to guide you here safely. If you need to contact us by email, please use the form below and a member of our staff will be with you shortly. Your feedback is critical to making SmartBank the best community banking establishment for every customer. All information collected on our forms are safe and secure. The saved data are used exclusively for statistical purposes. They are not disclosed to third parties.