Established in 1994, SouthFirst Mortgage is a division of SouthFirst Bancshares. It offers a wide range of loans, including construction, federal housing administration and church loans. The company also provides adjustable-rate mortgages, home equity lines of credit and buydowns. It also offers a variety of online services that include mortgage preparation checklists, loan details and mortgage application forms. In addition, it assists its clients in loan processes and offers online resources on closing costs and fixed- and adjustable-rate mortgage programs. The company is affiliated with the Homebuilders Association and Mortgage Bankers Association. SouthFirst Mortgage is located in Birmingham, Ala.