Formed in 1950, United Community Banks Inc. is one of the leading traditional bank holding companies. Based in Canton, Ga., it serves the areas of north Georgia, metro Atlanta, coastal Georgia, western North Carolina and east Tennessee. The bank offers a range of personal and business banking services. The mortgage lending division of United Community Bank is an approved seller for the Federal Home Loan Mortgage Corporation (Freddie Mac) and the Federal National Mortgage Association (Fannie Mae). The financial organization offers an array of mortgaged loans including conventional, adjustable rate mortgage (ARM), Veterans Administration (VA) and jumbo loans. It is a member of Federal Deposit Insurance Corporation and is an Equal Housing Lender.