United Federal Credit Union has served its Members since 1949 by helping them to build a sound financial future. UFCU consists of more than 168,000 Member/owners worldwide and manages assets in excess of $2.6 billion. Its corporate offices and main branch are in St. Joseph, Mich., with additional branches in Arkansas, Indiana, Michigan, Nevada, North Carolina, and Ohio. Federally insured by NCUA. Equal Opportunity Lender. Equal Housing Lender.