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Credit & Debt Counseling Services in New York

North Shore Advisory, Inc. photos
North Shore Advisory, Inc., Elmsford
Elmsford / New York / United States
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North Shore Advisory, Inc. has been the leader in business & personal Credit Repair for over 25 years and continues to be today. We serve individuals and businesses throughout the nation and have helped thousands of companys and individuals gain access to necessary capital and reach their financial goals.
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Garvey Cushner & Associates photos
Garvey Cushner & Associates, White Plains
White Plains / New York / United States
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Garvey, Tirelli & Cushner is a legal firm providing services throughout Westchester and Rockland counties and New York City. It is a finance, business and criminal law firm, and its practice areas include bankruptcy, commercial litigation, commercial leasing, estate planning, criminal defense/DWI, probate, real estate, immigration, transportation and other matters. The firm offers decades of experience and provides free consultations. 

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David J. Babel, Esq., P.C. photos
David J. Babel, Esq., P.C., Bronx
Bronx / New York / United States
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The Law Offices of David J. Babel, Esq., P.C. (Highly Rated Bankruptcy Attorney For over 30 Years) Speak to an Experienced Bankruptcy Attorney in Westchester/Bronx to Explore Your Options Today! What is the difference between Chapter 7 bankruptcy, and Chapter 13 bankruptcy? CHAPTER 7 is a bankruptcy generally used as a means for individuals to completely wipe out most debts in a legal proceeding conducted under the jurisdiction of The U.S. Bankruptcy Court. As a general rule, most Chapter 7 bankruptcy cases are no asset cases wherein creditors do not receive any money as payment for those debts listed in the bankruptcy schedules and the debtor is relieved from any obligation of paying back those creditors. Under the new bankruptcy law, effective October 17, 2005, there are number of additional requirements to satisfy in order to be eligible to obtain a discharge of your debts in a Chapter 7 Bankruptcy, including passing a means test or income test. For individuals with income too high to pass the means test, you will be required to pay back at least some of your debt in a Chapter 13 bankruptcy. CHAPTER 13 is a bankruptcy designed for individual debtors who have some regular flow of income seeking an adjustment of debt. Chapter 13 bankruptcy is used primarily for people with mortgage and maintenance debt, or other secured collateral who wish to keep their assets, yet need time to stretch out these arrears or back payments in a Plan to deal with their creditors. The time frame is generally 36 to 60 months. Chapter 13 bankruptcy may also be utilized to handle debts which are not dischargeable in a Chapter 7 bankruptcy. CHAPTER 13 bankruptcy may be used for the following scenarios: to handle situations in which individuals may wish to retain their assets, yet pay back their creditors in a more favorable treatment than allowed by their creditors; individuals having a cash flow problem, whereby there is some disposable income available to pay back creditors in whole or in part, but not a sufficient amount to satisfy creditors outside of the bankruptcy process; individuals whose income is too high to pass the means test and may still wish to file for bankruptcy that will provide some debt relief. CHAPTER 11 is a bankruptcy generally for business reorganization but may be used by individuals who cannot qualify for Chapter 13 A complete bankruptcy office consultation by competent legal counsel will be necessary to determine which bankruptcy an individual(s) qualifies for.
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Twin Tier Mortgage photos
Twin Tier Mortgage, Elmira
Elmira / New York / United States
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When deciding to buy a home or refinance a mortgage in New York market, contact your local mortgage experts at Twin Tier Mortgage. Let us take the "fuss" out of the mortgage lending process. We proudly service entire state of New York. Well be pleased to answer each and every question about the mortgage lending process.
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Credit Advisors Council photos
Credit Advisors Council, Valley Stream
Valley Stream / New York / United States
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Consumer credit is more important than ever. Thats why you need a professional hand when it comes to managing and repairing your Valley Stream consumer credit. Each case that we undertake is important to us, and we believe in treating each client accordingly. To us, you arent just a new case number to be passed around from department to department and left in the dark. We will help you improve your financial literacy as you improve your credit so that you can follow along with your individual financial situation throughout the credit repair process.
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William Diker, CPA photos
William Diker, CPA, Queens Village
Queens Village / New York / United States
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We believe in the value of relationships. We view every client relationship like a partnership, and truly believe that our success is a result of your success. We are committed to providing close, personal attention to our clients. We take pride in giving you the assurance that the personal assistance you receive comes from years of advanced training, technical experience and financial acumen. We provide a variety of services including: Income Tax Preparation for all types of businesses, and individuals IRS and State Audit Representation Payroll Reporting QuickBooks setup, support and training Business startup services Monthly bookkeeping Financial statements - making sure your financial records are timely and accurate Our continual investment of time and resources in professional continuing education, state-of-the-art computer technology and extensive business relationships is indicative of our commitment to excellence.
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Apex Credit Solutions, Inc. photos
Apex Credit Solutions, Inc., Staten Island
Staten Island / New York / United States
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Apex Credit Solutions provides comprehensive solutions to complicated problems. Through a suite of programs and services specifically designed and individually tailored. Our services will target and address whatever credit related problems our clients may face and help put them back on the path to financial freedom through renewed credit.
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Mitchel Electrical photos
Mitchel Electrical, Jamaica
Jamaica / New York / United States
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Since 1958, Money Management International, the largest nonprofit, full-service credit counseling agency has helped consumers pay down debt and achieve financial freedom.
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Real Management Services, Inc photos
Real Management Services, Inc, New York
New York / New York / United States
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We provides a three-bureau report and identity theft insurance Improve your credit score as an authorized user of another cardholders good payment history.
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Feinstein Bankruptcy Law photos
Feinstein Bankruptcy Law, Richmond Hill
Richmond Hill / New York / United States
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The Law Offices of Bruce Feinstein, Esq. have provided over 15 years of service dedicated to handling bankruptcy in Queens. The firm’s impressive background in legal education and financial expertise make it an unequivocal leader in the field of bankruptcy law. Founder Bruce Feinstein, Esq. has been engaged in private practice for over a 15 years. He is a member of the Queens County and Nassau County Bar Associations and is admitted to practice law in the State of New York and before the United States District Court for the Eastern and Southern Districts of New York. By reviewing each client’s circumstances, the firm is able to create a plan of action to protect their assets, their well-being and their financial futures. Some cases involve Chapter 7, Chapter 11, or Chapter 13 bankruptcy filing, while others may lead to alternatives to bankruptcy. They can help you resolve withheld wages, freezes to our bank account, repossessions, or liens against your property, as well as creditor harassment. They also have experience with foreclosure defense such as deed in lieu, loan modification, and short sales. Your case may involve filing a reaffirmation agreement, filing jointly, or tax negotiation. Bruce Feinstein, Esq. and his team will be there every step of the way to make sure every client receives the best legal and financial assistance when it comes to handling debt and bankruptcy.
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Guy J. Criscione Attorney at Law photos
Guy J. Criscione Attorney at Law, Albany
Albany / New York / United States
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Guy J. Criscione, attorney at law, provides quality legal representation services in Albany, NY. Also providing service to Troy, NY; Schenectady, NY; Saratoga Springs, NY and beyond, he is the bankruptcy attorney you need on your side in your time of need!
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National Relief Services photos
National Relief Services, New York
New York / New York / United States
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Reduce your credit card debt and unsecured loans with one low monthly program payment. National Relief Services has helped thousands of people reduce their debt. Struggling with debt can be stressful. Month after month you receive your credit card statements and pay your bills, but the interest rates and fees wipe out any progress you might make. National Relief Services helps you set up an affordable payment plan that you can afford. According to the New York Fed, consumers hold over $13.21 trillion in overall household debt. Credit card debt is the most common form of debt held by consumers, with about 43.9% of households having a credit card balance. National Relief Services is one of the best debt consolidation companies for debt relief. We help people understand their debt solutions and debt relief options. We also educate you on how to legally avoid debt collectors and debt collection companies in general. We specialize in unsecured debt problems with real solutions that have proven results.
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Kurtzman Matera, P.C. photos
Kurtzman Matera, P.C., Spring Valley
Spring Valley / New York / United States
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At Kurtzman Matera, P.C., we can help you decide if bankruptcy or other alternatives are the best ways to resolve your debt. With more than 20 years of bankruptcy and debt negotiation experience, we will help you get instant relief from debt in New York or New Jersey. Call us today for more information!
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American Debt Enders photos
American Debt Enders, Rockville Centre
Rockville Centre / New York / United States
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American Debt Enders greatly welcomes the feedback of you the consumer. We have been doing business since 2006, and do not have even one single valid complaint. Additionally, we have made Netcheck and IKARMA web sites available for anyone to post about their interaction with our company. This is where all valid complaints belong, and currently there are none.
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National Debt Relief photos
National Debt Relief, New York
New York / New York / United States
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National Debt Relief helps consumers resolve credit card debt and medical debt without bankruptcy. A+ BBB accredited.
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David J. Babel, Esq., P.C. photos
David J. Babel, Esq., P.C., Eastchester
Eastchester / New York / United States
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David J Babel is a full service consumer bankruptcy attorney serving over 10,000 plus clients over the last 30 years. We are regarded as one of the highest rated bankruptcy law firms in the NYC Metro area We take pride in delivering professional, quality legal services at reasonable rates; we also associate with proven and competent attorneys that are of the same philosophy and have outstanding reputations. We can assist you in bankruptcy, real estate, will and estates, and probates. We provide quality, professional services to the entire Westchester area including: Yonkers, Mount Vernon, Port Chester, East Chester, New Rochelle, White Plains, Pelham, etc. If you need to stop creditor harassment, garnishments, bank freezes, tax issues, or mortgage or maintenance issues, call us today for a free consultation!
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Law Office of Kenneth Gallant photos
Law Office of Kenneth Gallant, Rochester
Rochester / New York / United States
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The Law Office of Kenneth Gallant provides New York families with 40 years of experience in debt relief assistance. Attorney Gallant meets with clients during a free initial consultation to evaluate their circumstances and can develop a personalized strategy that meets their goals. He commonly files Chapter 7 and Chapter 13 bankruptcies for clients and provides nonbankruptcy debt solutions. If you face overwhelming debt, secure the assistance of attorney Gallant in Rochester.
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The Law Offices of Dantzman and Dantzman photos
The Law Offices of Dantzman and Dantzman, Poughkeepsie
Poughkeepsie / New York / United States
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The Law Offices of Kenneth H Dramer photos
The Law Offices of Kenneth H Dramer, Uniondale
Uniondale / New York / United States
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A debt relief law firm that provides services throughout Long Island, New York City and Upstate NY. We offer Debt Settlement, Debt Collection Lawsuit Defense, Mortgage Loan Modifications, Foreclosure Lawsuit Defense, FDCPA Lawsuits, Bankruptcy, Predatory Lending Lawsuits, Tax Settlements, Student Loan Settlements, and Credit Reporting Correctional Services. Our services are for both Businesses & Consumers! When dealing with our debt relief lawyers you can be confident that you are not only represented by the most experienced and successful debt attorneys, but its important to know that you have choices when it comes to dealing with your financial issues since no one option is right for everyone! We offer every option! Visit us on the web or call now to get started on the road to financial freedom!
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RCS Capital Partners Inc photos
RCS Capital Partners Inc, Buffalo
Buffalo / New York / United States
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Industry Leading Collection Agency
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