Saginaw / Michigan / United States
Citizens Bank in Saginaw, Mich., is part of a network of banks owned by Citizens Banking Corporation, a bank holding company with its headquarters in Flint, Mich. Founded in 1871, Citizens ranks as the second largest bank holding company in Michigan with assets of more than $7 billion. Its network of 183 bank offices, private banking and financial center locations and approximately 187 automatic teller machines throughout Michigan, Wisconsin and Iowa, provide banking service to more than 500,000 households. Citizens owns two banking subsidiaries, including Citizens Bank, headquartered in Flint and F&M Bank-Iowa, headquartered in Marshalltown, Iowa. Citizens banks are full service commercial banks offering a variety of financial services to corporate, commercial, correspondent and individual bank clients. These services include commercial, mortgage and consumer lending, demand and time deposits, safe deposit facilities and other financial products and services. Citizens offers trust services, investment services, retirement planning and asset management services through its trust bank, Citizens Bank Wealth Management.